VA Home Loans in St. Louis Park

Retired and active duty members of the U.S. military have access to what is the best mortgage program in the country, provided by the U.S. Department of Veterans Affairs. When all is said and done you’ll find that you are able to purchase a home for little, if any, money out-of-pocket.

Purchase a St. Louis Park Home with Zero Down

A VA home loan requires no down payment. Imagine how easy it is to purchase a home when you don’t have to come up with that huge chunk of money called a “down payment.”

The VA loan also waives the private mortgage insurance (PMI) typically required of a borrower with less than 20 percent down. Lenders waive PMI because the loan is guaranteed by the federal government. This saves you big money on your monthly mortgage payment.

Finally, the next big chunk of money homebuyers typically need is for closing costs. Guess what? Closing costs on a VA loan can be rolled into the loan. This means it costs you zero cash to get into home ownership in St. Louis Park.

We think you will agree that there is no better home loan program on the market.

VA Loan Qualifications

The VA has length-of-service qualifications that you can learn about when you contact us. This requirement, however, doesn’t preclude members of the National Guard and Reservists as well as widows and widowers of service members from also qualifying for a VA loan

You will need a Certificate of Eligibility, which your lender can obtain online.

Extra Savings from the Lindahl Team

Kris Lindahl Real Estate’ Kris Lindahl Team is eager to help our military clients get the best deal on a home for the least amount of money.

Kris Lindahl is a VA Home Loan expert, committed to his mission of helping St. Louis Park’s heroes and their families get into the home of their dreams using the benefits they rightfully earned in service to our country. Contact us to get a free copy of Lindahl’s E-Book, “A Homebuyer’s Guide to the VA Loan.”